5 Questions to Ask Yourself When Buying A Home in Southwest Florida

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Are you interested in buying a home in Southwest Florida? Whether you are relocating to the area or already live here and are looking for a new home – the process of purchasing a home is a big undertaking. To make the process easier, there are a few questions to ask yourself as you begin the journey. Find out the top five questions you should ask yourself when buying a home in Southwest Florida here!

What Area Do You Want to Live In?

Southwest Florida consists of a few different towns, within which are many different neighborhoods. When purchasing a new home, the first question to ask yourself is where you want to live in. Do you want to live further south in Marco Island or Naples, or further north in Fort Myers or Cape Coral? What’s more important to you – being closer to the water, or close to nightlife, restaurants, and places to shop? After you narrow down what part of Southwest Florida is most important to you, you must determine what’s important to you for the neighborhood you live in.

There are gated communities with luxury amenities and golf courses where you can have everything you need behind the gates of your neighborhood, or if you don’t like the limitations of a gated community you can find a home in a more open area. Ask yourself these questions and write out a list of your top priorities so can narrow down your options when you start looking.

Do You Want to Purchase a New Home?

When purchasing a home in Southwest Florida, one of the first things to consider is whether you want to purchase new construction or not. With many new neighborhoods and homes being built, there are many opportunities to purchase new construction homes. There is a certain desirability for some to live in a new home that no one has lived in before. Also, if you do choose to purchase new construction, you have more control over the specifications of the home since it is still being built. If you are very specific about the features you want in your home and don’t want to necessarily put the money into updates and renovations when you purchase a home – a new construction home may be right for you.

What Is Your Budget?

Once you’ve determined where you want to live, and whether you want to purchase new construction, the next thing to figure out is your budget. Purchasing a home will most likely be one of the most substantial purchases you make in your life, and there are multiple financial factors that go into it.

Evaluate your financial situation – how much you want to put down as a down payment, your credit, your mortgage options, and anything else that will factor into the purchase of your home. From there, figure out a high and low range for a budget that you are willing to spend on your home. Then, as you browse homes, keep your budget in mind so you don’t waste times looking at homes that aren’t within your price range.

What Are My Top Priorities for My Home?

As you have narrowed things down for your home by budget, it’s important to continue to narrow down your options by figuring out what you’re looking for in a home. Sit down and make a list of the different aspects of a home that are important to you. There are obvious choices like the number of bedrooms and bathrooms, and the size of the garage – but there are many more questions to be asked. Do you want a multi-story home? Do you want a pool, porch, or outdoor living space? Think about anything that applies to specific features, aspects, or the layout of the home that’s important to you. Prioritize your list and determine what your deal breakers are and keep that in the forefront of your mind as you browse.

Who Should I Work with To Purchase My Home?

The questions you’ve asked yourself should have helped you determine what you’re looking for in a home and make the home searching journey easier for you. However, there is still a lot that goes into finding the right home for you. Once you find a home, there are is a lot of paperwork, contracts, and legal aspects that go into the purchase. We recommend working with a licensed realtor on the purchase of your home to make the process easier on yourself and utilize their expertise and resources to get the best deal possible.

Jay Montgomery of Montgomery Real Estate is an expert in buying and selling homes in Southwest Florida and can assist you in the process of buying a home in Southwest Florida. If you are ready to start the journey of buying a home and want more information, contact Jay today!

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